Payment orchestration centralizes and manages multiple payment providers through a single platform. Apcopay's allows businesses to connect to various payment providers and acquirers, enabling seamless transaction routing, enhanced reporting, and streamlined integration with other systems through a unified interface.

Apcopay offers key benefits to online merchants, including:

An acquirer bank is a financial institution that processes credit or debit card transactions on behalf of a merchant. It acts as an intermediary between the merchant and the cardholder's bank (issuer).

ARN (Acquirer Reference Number) is a unique code assigned to a credit or debit card transaction when it's processed by the acquirer bank. This code helps track the status of a transaction from the acquiring bank to the cardholder's issuing bank.

Apcopay supports various payment methods, including credit cards, debit cards, e-wallets, bank transfers, and alternative payment solutions like Apple Pay and Google Pay.

Apcopay integrates seamlessly with popular e-commerce platforms, such as WooCommerce, Magento, PrestaShop, OpenCart, and Shopify, through dedicated plugins and APIs.

Yes, Apcopay is PCI-DSS compliant, ensuring that all transactions are processed securely, protecting cardholder data and reducing fraud risks.

An issuer bank is the financial institution that issues a credit or debit card to a customer. It is responsible for approving or declining transactions based on the cardholder's account status and available funds.

Yes, Apcopay supports 3D Secure authentication, an extra layer of security for online credit and debit card transactions. It helps verify the cardholder’s identity before approving the payment, reducing the risk of fraud.

A chargeback occurs when a cardholder disputes a transaction, requesting a reversal of the payment. In such cases, the acquirer bank handles the process, investigating the claim and deciding whether to return the funds to the cardholder.

Refunds can be processed directly through the Apcopay dashboard or integrated API. The refunded amount is returned to the customer’s card or original payment method, usually within a few business days.

To start using APCO Pay, you need to sign up for an account, provide your business information, integrate the payment gateway into your website or app, and undergo a quick verification process.

Yes, Apcopay supports multi-currency processing, allowing merchants to accept payments in various currencies and offering their customers the flexibility to pay in their preferred currency.